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15-January -2024

1. 30 crore Ayushman Cards created under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

Topic: GS2 – Social Justice – Vulnerable Sections – Welfare schemes for vulnerable sections
Ayushman Bharat PM-JAY’s success, reflects transformative healthcare policies and impacts poverty alleviation, crucial for UPSC aspirants. 
Context:
  • Ayushman Bharat Pradhan Mantri – Jan Arogya Yojana (AB PM-JAY) achieves a milestone with 30 crore Ayushman cards, saving over Rs. 1.25 lakh crore in out-of-pocket expenditure for 6.2 crore hospital admissions.
Additional information on this news:
  • Ayushman Bharat Pradhan Mantri – Jan Arogya Yojana (AB PM-JAY) has achieved the milestone of 30 crore Ayushman cards on January 12, 2024.
  • The scheme aims to provide health cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization to 12 Crore beneficiary families.
  • Uttar Pradesh tops the list with 4.83 crore Ayushman cards, followed by Madhya Pradesh and Maharashtra with 3.78 crore and 2.39 crore cards, respectively.
  • Approximately 14.6 crore Ayushman cards have been created for females, and the scheme aims for gender parity, regional parity, and income parity in healthcare services access.
  • The Ayushman Bharat PM-JAY has facilitated 6.2 crore hospital admissions, saving more than Rs. 1.25 lakh crore in out-of-pocket expenditure for poor and vulnerable populations.
  • The scheme underscores equity, entitlement, and empowerment, providing assurance to deprived families against the financial burden of diseases.
Ayushman Bharat Pradhan Mantri – Jan Arogya Yojana (AB PM-JAY)
  • Ayushman Bharat Pradhan Mantri – Jan Arogya Yojana (AB PM-JAY) is a flagship health insurance scheme in India.
  • Launched in September 2018, it aims to provide financial protection to over 100 million vulnerable families.
  • The scheme offers a health cover of Rs. 5 lakh per family per year, covering hospitalization expenses for various medical treatments and procedures.
  • AB PM-JAY focuses on the economically weaker sections and aims to reduce the financial burden of healthcare.
  • It includes both urban and rural beneficiaries and is one of the largest government-sponsored healthcare programs globally.
  • The scheme emphasizes cashless and paperless transactions for the convenience of beneficiaries.
  • AB PM-JAY plays a crucial role in achieving the goal of Universal Health Coverage in India.

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