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11 June 2024 : PIB Summary For UPSC

1. Government to provide assistance to construct 3 crore rural and urban houses under Pradhan Mantri Awas Yojana (PMAY)

Topic: GS2 – Governance – Government policies
  • The Indian government, through the Pradhan Mantri Awas Yojana, has successfully completed 4.21 crore houses with basic amenities for poor families over the past decade.
  • In response to rising demand, the Cabinet has approved assistance for constructing an additional 3 crore houses for eligible households.

Analysis of the news:

  • The Government of India has been implementing the Pradhan Mantri Awas Yojana (PMAY) since 2015-16.
  • PMAY aims to assist eligible rural and urban households in constructing houses with basic amenities.
  • Over the last 10 years, a total of 4.21 crore houses have been completed under PMAY for eligible poor families.
  • The houses constructed under PMAY include basic amenities such as household toilets, LPG connections, electricity connections, and functional household tap connections.
  • These amenities are provided through convergence with other central and state government schemes.
  • In a recent Cabinet meeting, it was decided to provide assistance to an additional 3 crore rural and urban households.
  • This decision aims to meet the housing requirements due to the increase in the number of eligible families.
Pradhan Mantri Awas Yojana (PMAY):
  • Launch and Objective: Pradhan Mantri Awas Yojana (PMAY) was launched in 2015-16 with the aim of providing affordable housing to the urban and rural poor.
  • Components: It has two main components – PMAY-Urban (PMAY-U) and PMAY-Gramin (PMAY-G) for urban and rural areas respectively.
  • Target: The goal was to ensure “Housing for All” by 2022.
  • Beneficiaries: Targets economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).
  • Subsidy Scheme: Offers credit-linked subsidy for housing loans under CLSS (Credit Linked Subsidy Scheme).
  • Basic Amenities: Houses built under PMAY come with basic amenities like household toilets, LPG connections, electricity, and tap water through convergence with other schemes.
  • Technology: Promotes eco-friendly and sustainable construction technologies.
  • Achievements: As of now, 4.21 crore houses have been completed under the scheme.
  • Recent Development: The government has recently approved assistance for constructing an additional 3 crore houses to meet rising demand.
Practice Question:  Discuss the impact of Pradhan Mantri Awas Yojana on improving housing conditions and basic amenities for the urban and rural poor in India. (250 Words /15 marks)

(Source – https://pib.gov.in/PressReleseDetail.aspx?PRID=2023821 )

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